About YLM
Because Your Legacy is Enduring,
Our Team will Always Respect Your Time!
Our dedication to you
YLM Financial is the smart choice for all of your mortgage needs. We are a family-owned company that emphasizes community, relationships, honesty, and integrity in everything that we do.
As a company, we are committed to you, our valued client. Give us the opportunity to put our experience, dedication, hard work and resources to assist with your home purchase and refinance needs.
YLM Financial is headquartered in Nevada and proudly serves clients in both Nevada and Texas.
Meet the YLM Team
Our mortgage experts are highly experienced and well-versed in a variety of mortgage process.
Founder, Mortgage and Estate Expert
Joshua Igeleke
Joshua Igeleke Jr. is the broker and founder of YLM, where he also acts as the Branch Manager for the company’s Nevada operations. Joshua began his mortgage career in 2004 and has obtained years of experience in both the retail and wholesale mortgage lending sectors. Joshua is also an estate planning attorney, licensed to practice law in both Nevada and Texas. He has seen firsthand how death can rip apart a family as a result of the failure to plan. As such, he has made it his mission to create awareness of the importance of estate planning through free educational seminars. Joshua founded YLM to help families build their legacy through homeownership and preserve their legacy through proper estate planning. Joshua earned both a Master of Business Administration and Juris Doctorate degrees from the University of Nevada, Las Vegas in 2014. He also holds a Bachelor of Business Administration from Texas Christian University in 2003.
Founder, Mortgage and Finance Expert
Chris Craft
Chris Craft is the Texas branch manager for YLM. He began his career in residential lending in 2003. Since then he became well versed in all lending programs, developing a niche in the reverse mortgage market as a prior regional sales manager. What Chris loves most about the mortgage industry is helping people achieve their dream of homeownership through the most basic life necessity, shelter. His experience with a wide range of programs and rates we offer ensures your client will receive the best loan terms to fit your needs. Whether it’s a conventional, jumbo, FHA or VA loan, his goal is to build a lasting relationship with each borrower. Chris earned his Master of Business Administration from Southern Methodist University. He also holds a Bachelor in Business Administration from Texas Christian University.
Mortgage and Lending Expert
Nina Bailey
Nina Bailey manages YLM’s internal loan processing and analyzes all borrower credit packages for completeness and accuracy. She fell in love with the mortgage and real estate industry 20 years ago in Fresno, Ca. which created an opportunity for her to educate clients purchasing for the first time, those buying or refinancing their forever home, or anywhere in between. She began her career in the mortgage industry as a junior underwriter learning how to analyze mortgage credit applications. Throughout her career, she has also worked in both general real estate and new home construction, giving her a unique perspective on how to best assist borrowers throughout the loan process. Nina earned her Master of Business Administration degree from George Washington University and her Bachelor of Arts in Communication from the University of Nevada, Las Vegas.
Why Legacy Matters
Homeownership holds profound significance in the fabric of society, serving as a cornerstone of both financial stability and personal legacy. Owning a home represents more than just possessing property; it is an investment in one’s future and a tangible asset that can be passed down through generations. This sense of ownership fosters a deep connection to community and place, providing a stable environment for families to grow and thrive. Moreover, homeownership contributes to wealth building, as equity in a home can be a significant financial resource, offering security and opportunities for future generations. The legacy of homeownership thus transcends the individual, embedding itself in the larger narrative of familial heritage and community development, underscoring its vital role in both personal and collective prosperity.
The advantages of building your legacy through home ownership:
- Financial Stability: Owning a home gives you a stable financial foundation. It’s an investment that can grow over time.
- Creating a Legacy: A home isn’t just a place to live; it’s a legacy you can pass down to your children and grandchildren, building generational wealth and stability.
- Community Connection: Homeowners often feel a stronger bond with their communities, fostering a sense of belonging and pride in their neighborhood.
- Wealth Building: As you pay off your mortgage, you build equity in your home, which can be a significant source of wealth for you and your family.
- Familial Heritage: Your home becomes a part of your family’s story, a place where memories are made and traditions are carried on.
- Collective Prosperity: Homeownership doesn’t just benefit you personally; it also contributes to the overall development and stability of your community.